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credit union

Rome Kraft Employees

Coosa, GA · Est. 1955
A
Trust Grade
Excellent
Score: 98/100

Rome Kraft Employees is a credit union based in Coosa, Georgia, established in 1955, with $23 million in total assets serving 1,751 members. By Trust Grade it ranks 13th of 72 credit unions we track in Georgia. Its net worth ratio of 24.4% is stronger than 88% of similarly sized credit unions, versus a Georgia median of 13.3%. It was profitable over the most recent period, with a 1.95% return on assets. No consumer complaints against Rome Kraft Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$22.8M
<$100M institution
Members
1,751
Shares & deposits
Net worth ratio
24.4%
Top 12% of <$100M peers · Georgia median 13.3%
Return on assets
1.9%
Top 7% of <$100M peers · Georgia median 0.63%
Rank in Georgia
#13
of 72 credit unions

How Rome Kraft Employees compares to Georgia peers

Net worth ratio
Top 12% of <$100M peers
Rome Kraft
24.4%
Georgia median
13.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 7% of <$100M peers
Rome Kraft
1.9%
Georgia median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Rome Kraft Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (24.4% capital ratio)
  • Strongly profitable (ROA 1.95%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Rome Kraft Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Rome Kraft Employees insured?

Yes. Rome Kraft Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Rome Kraft Employees: frequently asked questions

Is Rome Kraft Employees a good credit union?

Rome Kraft Employees earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (24.4% capital ratio); Strongly profitable (ROA 1.95%).

Is Rome Kraft Employees NCUA-insured?

Yes. Rome Kraft Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Rome Kraft Employees?

Rome Kraft Employees holds $23 million in total assets, ranking 13th of 72 credit unions we track in Georgia. It serves 1,751 members.

Does Rome Kraft Employees have CFPB complaints?

No CFPB complaints against Rome Kraft Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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