Skip to main content
credit union

Georgia Power Valdosta

Valdosta, GA · Est. 1958
A
Trust Grade
Excellent
Score: 98/100

Georgia Power Valdosta is a credit union based in Valdosta, Georgia, established in 1958, with $23 million in total assets serving 2,758 members. By Trust Grade it ranks 3rd of 72 credit unions we track in Georgia. Its net worth ratio of 15.0% is stronger than 55% of similarly sized credit unions, versus a Georgia median of 13.3%. It was profitable over the most recent period, with a 1.16% return on assets. No consumer complaints against Georgia Power Valdosta appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$22.9M
<$100M institution
Members
2,758
Shares & deposits
Net worth ratio
15.0%
Top 45% of <$100M peers · Georgia median 13.3%
Return on assets
1.2%
Top 25% of <$100M peers · Georgia median 0.63%
Rank in Georgia
#3
of 72 credit unions

How Georgia Power Valdosta compares to Georgia peers

Net worth ratio
Top 45% of <$100M peers
Georgia Power
15.0%
Georgia median
13.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 25% of <$100M peers
Georgia Power
1.2%
Georgia median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Georgia Power Valdosta

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (15.0% capital ratio)
  • Strongly profitable (ROA 1.16%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Georgia Power Valdosta over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Georgia Power Valdosta insured?

Yes. Georgia Power Valdosta is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Georgia Power Valdosta: frequently asked questions

Is Georgia Power Valdosta a good credit union?

Georgia Power Valdosta earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.0% capital ratio); Strongly profitable (ROA 1.16%).

Is Georgia Power Valdosta NCUA-insured?

Yes. Georgia Power Valdosta is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Georgia Power Valdosta?

Georgia Power Valdosta holds $23 million in total assets, ranking 3rd of 72 credit unions we track in Georgia. It serves 2,758 members.

Does Georgia Power Valdosta have CFPB complaints?

No CFPB complaints against Georgia Power Valdosta appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Rome Kraft Employees
credit union · Coosa, GA · $23M assets
Glynn County Federal Employees
credit union · Brunswick, GA · $22M assets
Northside
credit union · Atlanta, GA · $22M assets
Savannah Postal
credit union · Savannah, GA · $25M assets
Genuine Parts
credit union · Norcross, GA · $19M assets
Coweta Cities & County Employees
credit union · Newnan, GA · $28M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →