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Potlatch No. 1 Financial

Lewiston, ID · Est. 1938
B
Trust Grade
Strong
Score: 83/100

Potlatch No. 1 Financial is a credit union based in Lewiston, Idaho, established in 1938, with $2.2 billion in total assets serving 127,755 members. By Trust Grade it ranks 17th of 26 credit unions we track in Idaho. Its net worth ratio of 8.8% trails most similarly sized credit unions (10th percentile), versus a Idaho median of 10%. It was profitable over the most recent period, with a 0.60% return on assets. No consumer complaints against Potlatch No. 1 Financial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.2B
$1B–10B institution
Members
127,755
Shares & deposits
Net worth ratio
8.8%
Bottom 10% of $1B–10B peers · Idaho median 10%
Return on assets
0.6%
Bottom 41% of $1B–10B peers · Idaho median 0.62%
Rank in Idaho
#17
of 26 credit unions

How Potlatch No. 1 Financial compares to Idaho peers

Net worth ratio
Bottom 10% of $1B–10B peers
Potlatch No.
8.8%
Idaho median
10.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 41% of $1B–10B peers
Potlatch No.
0.6%
Idaho median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Potlatch No. 1 Financial

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
83/100
Customer experience
n/a
Overall
B · 83
  • Well-capitalized (8.8% capital ratio)
  • Profitable (ROA 0.60%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Potlatch No. 1 Financial over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Potlatch No. 1 Financial insured?

Yes. Potlatch No. 1 Financial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Potlatch No. 1 Financial: frequently asked questions

Is Potlatch No. 1 Financial a good credit union?

Potlatch No. 1 Financial earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Profitable (ROA 0.60%).

Is Potlatch No. 1 Financial NCUA-insured?

Yes. Potlatch No. 1 Financial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Potlatch No. 1 Financial?

Potlatch No. 1 Financial holds $2.2 billion in total assets, ranking 17th of 26 credit unions we track in Idaho. It serves 127,755 members.

Does Potlatch No. 1 Financial have CFPB complaints?

No CFPB complaints against Potlatch No. 1 Financial appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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