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credit union

Gesb Sheet Metal Workers

Portage, IN · Est. 1960
B
Trust Grade
Strong
Score: 89/100

Gesb Sheet Metal Workers is a credit union based in Portage, Indiana, established in 1960, with $11 million in total assets serving 2,011 members. By Trust Grade it ranks 85th of 124 credit unions we track in Indiana. Its net worth ratio of 11.1% trails most similarly sized credit unions (25th percentile), versus a Indiana median of 12.8%. It was profitable over the most recent period, with a 0.27% return on assets. No consumer complaints against Gesb Sheet Metal Workers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$11.4M
<$100M institution
Members
2,011
Shares & deposits
Net worth ratio
11.1%
Bottom 25% of <$100M peers · Indiana median 12.8%
Return on assets
0.3%
Bottom 34% of <$100M peers · Indiana median 0.68%
Rank in Indiana
#85
of 124 credit unions

How Gesb Sheet Metal Workers compares to Indiana peers

Net worth ratio
Bottom 25% of <$100M peers
Gesb Sheet
11.1%
Indiana median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 34% of <$100M peers
Gesb Sheet
0.3%
Indiana median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Gesb Sheet Metal Workers

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Strongly capitalized (11.1% capital ratio)
  • Profitable (ROA 0.27%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Gesb Sheet Metal Workers over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Gesb Sheet Metal Workers insured?

Yes. Gesb Sheet Metal Workers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Gesb Sheet Metal Workers: frequently asked questions

Is Gesb Sheet Metal Workers a good credit union?

Gesb Sheet Metal Workers earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Profitable (ROA 0.27%).

Is Gesb Sheet Metal Workers NCUA-insured?

Yes. Gesb Sheet Metal Workers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Gesb Sheet Metal Workers?

Gesb Sheet Metal Workers holds $11 million in total assets, ranking 85th of 124 credit unions we track in Indiana. It serves 2,011 members.

Does Gesb Sheet Metal Workers have CFPB complaints?

No CFPB complaints against Gesb Sheet Metal Workers appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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