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credit union

Industrial

Lafayette, IN · Est. 1983
B
Trust Grade
Strong
Score: 86/100

Industrial is a credit union based in Lafayette, Indiana, established in 1983, with $356 million in total assets serving 31,994 members. By Trust Grade it ranks 97th of 124 credit unions we track in Indiana. Its net worth ratio of 8.8% trails most similarly sized credit unions (12th percentile), versus a Indiana median of 12.8%. It was profitable over the most recent period, with a 1.16% return on assets. No consumer complaints against Industrial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$355.6M
$100M–1B institution
Members
31,994
Shares & deposits
Net worth ratio
8.8%
Bottom 12% of $100M–1B peers · Indiana median 12.8%
Return on assets
1.2%
Top 21% of $100M–1B peers · Indiana median 0.68%
Rank in Indiana
#97
of 124 credit unions

How Industrial compares to Indiana peers

Net worth ratio
Bottom 12% of $100M–1B peers
Industrial
8.8%
Indiana median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 21% of $100M–1B peers
Industrial
1.2%
Indiana median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Industrial

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
86/100
Customer experience
n/a
Overall
B · 86
  • Well-capitalized (8.8% capital ratio)
  • Strongly profitable (ROA 1.16%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Industrial over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Industrial insured?

Yes. Industrial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Industrial: frequently asked questions

Is Industrial a good credit union?

Industrial earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Strongly profitable (ROA 1.16%).

Is Industrial NCUA-insured?

Yes. Industrial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Industrial?

Industrial holds $356 million in total assets, ranking 97th of 124 credit unions we track in Indiana. It serves 31,994 members.

Does Industrial have CFPB complaints?

No CFPB complaints against Industrial appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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