Encompass
Encompass is a credit union based in Tipton, Indiana, established in 1953, with $265 million in total assets serving 16,200 members. By Trust Grade it ranks 110th of 124 credit unions we track in Indiana. Its net worth ratio of 8.5% trails most similarly sized credit unions (8th percentile), versus a Indiana median of 12.8%. It was profitable over the most recent period, with a 0.55% return on assets. No consumer complaints against Encompass appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Encompass compares to Indiana peers
How we graded Encompass
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.5% capital ratio)
- Profitable (ROA 0.55%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Encompass over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Encompass insured?
Yes. Encompass is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Encompass: frequently asked questions
Is Encompass a good credit union?
Encompass earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Profitable (ROA 0.55%).
Is Encompass NCUA-insured?
Yes. Encompass is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Encompass?
Encompass holds $265 million in total assets, ranking 110th of 124 credit unions we track in Indiana. It serves 16,200 members.
Does Encompass have CFPB complaints?
No CFPB complaints against Encompass appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
