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credit union

Power Co-Op Employees

Humboldt, IA · Est. 1956
A
Trust Grade
Excellent
Score: 98/100

Power Co-Op Employees is a credit union based in Humboldt, Iowa, established in 1956, with $84 million in total assets serving 2,850 members. By Trust Grade it ranks 3rd of 66 credit unions we track in Iowa. Its net worth ratio of 13.6% trails most similarly sized credit unions (46th percentile), versus a Iowa median of 12.9%. It was profitable over the most recent period, with a 1.09% return on assets. No consumer complaints against Power Co-Op Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$83.6M
<$100M institution
Members
2,850
Shares & deposits
Net worth ratio
13.6%
Bottom 46% of <$100M peers · Iowa median 12.9%
Return on assets
1.1%
Top 28% of <$100M peers · Iowa median 0.92%
Rank in Iowa
#3
of 66 credit unions

How Power Co-Op Employees compares to Iowa peers

Net worth ratio
Bottom 46% of <$100M peers
Power Co-Op
13.6%
Iowa median
12.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 28% of <$100M peers
Power Co-Op
1.1%
Iowa median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Power Co-Op Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.6% capital ratio)
  • Strongly profitable (ROA 1.09%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Power Co-Op Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Power Co-Op Employees insured?

Yes. Power Co-Op Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Power Co-Op Employees: frequently asked questions

Is Power Co-Op Employees a good credit union?

Power Co-Op Employees earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.6% capital ratio); Strongly profitable (ROA 1.09%).

Is Power Co-Op Employees NCUA-insured?

Yes. Power Co-Op Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Power Co-Op Employees?

Power Co-Op Employees holds $84 million in total assets, ranking 3rd of 66 credit unions we track in Iowa. It serves 2,850 members.

Does Power Co-Op Employees have CFPB complaints?

No CFPB complaints against Power Co-Op Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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