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credit union

Members Community

Muscatine, IA · Est. 1957
A
Trust Grade
Excellent
Score: 98/100

Members Community is a credit union based in Muscatine, Iowa, established in 1957, with $99 million in total assets serving 8,059 members. By Trust Grade it ranks 4th of 66 credit unions we track in Iowa. Its net worth ratio of 12.2% trails most similarly sized credit unions (35th percentile), versus a Iowa median of 12.9%. It was profitable over the most recent period, with a 1.15% return on assets. No consumer complaints against Members Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$98.5M
<$100M institution
Members
8,059
Shares & deposits
Net worth ratio
12.2%
Bottom 35% of <$100M peers · Iowa median 12.9%
Return on assets
1.2%
Top 25% of <$100M peers · Iowa median 0.92%
Rank in Iowa
#4
of 66 credit unions

How Members Community compares to Iowa peers

Net worth ratio
Bottom 35% of <$100M peers
Members Community
12.2%
Iowa median
12.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 25% of <$100M peers
Members Community
1.2%
Iowa median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Members Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.2% capital ratio)
  • Strongly profitable (ROA 1.15%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Members Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Members Community insured?

Yes. Members Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Members Community: frequently asked questions

Is Members Community a good credit union?

Members Community earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.2% capital ratio); Strongly profitable (ROA 1.15%).

Is Members Community NCUA-insured?

Yes. Members Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Members Community?

Members Community holds $99 million in total assets, ranking 4th of 66 credit unions we track in Iowa. It serves 8,059 members.

Does Members Community have CFPB complaints?

No CFPB complaints against Members Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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