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credit union

Credit Union Of America

Wichita, KS · Est. 1935
A
Trust Grade
Excellent
Score: 97/100

Credit Union Of America is a credit union based in Wichita, Kansas, established in 1935, with $1.8 billion in total assets serving 106,398 members. By Trust Grade it ranks 17th of 62 credit unions we track in Kansas. Its net worth ratio of 12.4% is stronger than 75% of similarly sized credit unions, versus a Kansas median of 13.2%. It was profitable over the most recent period, with a 0.94% return on assets. No consumer complaints against Credit Union Of America appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.8B
$1B–10B institution
Members
106,398
Shares & deposits
Net worth ratio
12.4%
Top 25% of $1B–10B peers · Kansas median 13.2%
Return on assets
0.9%
Top 30% of $1B–10B peers · Kansas median 0.68%
Rank in Kansas
#17
of 62 credit unions

How Credit Union Of America compares to Kansas peers

Net worth ratio
Top 25% of $1B–10B peers
Credit Union
12.4%
Kansas median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 30% of $1B–10B peers
Credit Union
0.9%
Kansas median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Credit Union Of America

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (12.4% capital ratio)
  • Profitable (ROA 0.94%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Credit Union Of America over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Credit Union Of America insured?

Yes. Credit Union Of America is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Credit Union Of America: frequently asked questions

Is Credit Union Of America a good credit union?

Credit Union Of America earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (12.4% capital ratio); Profitable (ROA 0.94%).

Is Credit Union Of America NCUA-insured?

Yes. Credit Union Of America is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Credit Union Of America?

Credit Union Of America holds $1.8 billion in total assets, ranking 17th of 62 credit unions we track in Kansas. It serves 106,398 members.

Does Credit Union Of America have CFPB complaints?

No CFPB complaints against Credit Union Of America appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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