Beacon Community
Beacon Community is a credit union based in Louisville, Kentucky, established in 1947, with $71 million in total assets serving 8,909 members. By Trust Grade it ranks 40th of 52 credit unions we track in Kentucky. Its net worth ratio of 12.4% trails most similarly sized credit unions (36th percentile), versus a Kentucky median of 12.8%. It posted a loss over the most recent period (-0.36% return on assets), a point to watch. No consumer complaints against Beacon Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Beacon Community compares to Kentucky peers
How we graded Beacon Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.4% capital ratio)
- Unprofitable over the period (ROA -0.36%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Beacon Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Beacon Community insured?
Yes. Beacon Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Beacon Community: frequently asked questions
Is Beacon Community a good credit union?
Beacon Community earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Strongly capitalized (12.4% capital ratio); Unprofitable over the period (ROA -0.36%).
Is Beacon Community NCUA-insured?
Yes. Beacon Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Beacon Community?
Beacon Community holds $71 million in total assets, ranking 40th of 52 credit unions we track in Kentucky. It serves 8,909 members.
Does Beacon Community have CFPB complaints?
No CFPB complaints against Beacon Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
