Morehead Community
Morehead Community is a credit union based in Morehead, Kentucky, established in 1978, with $64 million in total assets serving 4,442 members. By Trust Grade it ranks 9th of 52 credit unions we track in Kentucky. Its net worth ratio of 13.3% trails most similarly sized credit unions (43th percentile), versus a Kentucky median of 12.8%. It was profitable over the most recent period, with a 1.66% return on assets. No consumer complaints against Morehead Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Morehead Community compares to Kentucky peers
How we graded Morehead Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.3% capital ratio)
- Strongly profitable (ROA 1.66%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Morehead Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Morehead Community insured?
Yes. Morehead Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Morehead Community: frequently asked questions
Is Morehead Community a good credit union?
Morehead Community earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.3% capital ratio); Strongly profitable (ROA 1.66%).
Is Morehead Community NCUA-insured?
Yes. Morehead Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Morehead Community?
Morehead Community holds $64 million in total assets, ranking 9th of 52 credit unions we track in Kentucky. It serves 4,442 members.
Does Morehead Community have CFPB complaints?
No CFPB complaints against Morehead Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
