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credit union

Kemba Louisville

Louisville, KY · Est. 1934
A
Trust Grade
Excellent
Score: 96/100

Kemba Louisville is a credit union based in Louisville, Kentucky, established in 1934, with $60 million in total assets serving 4,009 members. By Trust Grade it ranks 20th of 52 credit unions we track in Kentucky. Its net worth ratio of 20.4% is stronger than 79% of similarly sized credit unions, versus a Kentucky median of 12.8%. It was profitable over the most recent period, with a 0.74% return on assets. No consumer complaints against Kemba Louisville appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$60.2M
<$100M institution
Members
4,009
Shares & deposits
Net worth ratio
20.4%
Top 21% of <$100M peers · Kentucky median 12.8%
Return on assets
0.7%
Top 43% of <$100M peers · Kentucky median 0.76%
Rank in Kentucky
#20
of 52 credit unions

How Kemba Louisville compares to Kentucky peers

Net worth ratio
Top 21% of <$100M peers
Kemba Louisville
20.4%
Kentucky median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 43% of <$100M peers
Kemba Louisville
0.7%
Kentucky median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Kemba Louisville

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (20.4% capital ratio)
  • Profitable (ROA 0.74%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Kemba Louisville over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Kemba Louisville insured?

Yes. Kemba Louisville is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Kemba Louisville: frequently asked questions

Is Kemba Louisville a good credit union?

Kemba Louisville earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (20.4% capital ratio); Profitable (ROA 0.74%).

Is Kemba Louisville NCUA-insured?

Yes. Kemba Louisville is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Kemba Louisville?

Kemba Louisville holds $60 million in total assets, ranking 20th of 52 credit unions we track in Kentucky. It serves 4,009 members.

Does Kemba Louisville have CFPB complaints?

No CFPB complaints against Kemba Louisville appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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