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credit union

Mncppc

College Park, MD · Est. 1968
B
Trust Grade
Strong
Score: 87/100

Mncppc is a credit union based in College Park, Maryland, established in 1968, with $17 million in total assets serving 1,696 members. By Trust Grade it ranks 42nd of 61 credit unions we track in Maryland. Its net worth ratio of 12.1% trails most similarly sized credit unions (34th percentile), versus a Maryland median of 11.9%. It posted a loss over the most recent period (-0.33% return on assets), a point to watch. No consumer complaints against Mncppc appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$16.6M
<$100M institution
Members
1,696
Shares & deposits
Net worth ratio
12.1%
Bottom 34% of <$100M peers · Maryland median 11.9%
Return on assets
-0.3%
Bottom 15% of <$100M peers · Maryland median 0.49%
Rank in Maryland
#42
of 61 credit unions

How Mncppc compares to Maryland peers

Net worth ratio
Bottom 34% of <$100M peers
Mncppc
12.1%
Maryland median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 15% of <$100M peers
Mncppc
-0.3%
Maryland median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Mncppc

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Strongly capitalized (12.1% capital ratio)
  • Unprofitable over the period (ROA -0.33%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Mncppc over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Mncppc insured?

Yes. Mncppc is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Mncppc: frequently asked questions

Is Mncppc a good credit union?

Mncppc earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Strongly capitalized (12.1% capital ratio); Unprofitable over the period (ROA -0.33%).

Is Mncppc NCUA-insured?

Yes. Mncppc is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Mncppc?

Mncppc holds $17 million in total assets, ranking 42nd of 61 credit unions we track in Maryland. It serves 1,696 members.

Does Mncppc have CFPB complaints?

No CFPB complaints against Mncppc appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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