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credit union

Medford Municipal Employees

Medford, MA · Est. 1937
A
Trust Grade
Excellent
Score: 96/100

Medford Municipal Employees is a credit union based in Medford, Massachusetts, established in 1937, with $7 million in total assets serving 758 members. By Trust Grade it ranks 35th of 122 credit unions we track in Massachusetts. Its net worth ratio of 26.1% is stronger than 91% of similarly sized credit unions, versus a Massachusetts median of 12%. It was profitable over the most recent period, with a 0.80% return on assets. No consumer complaints against Medford Municipal Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$7.1M
<$100M institution
Members
758
Shares & deposits
Net worth ratio
26.1%
Top 9% of <$100M peers · Massachusetts median 12%
Return on assets
0.8%
Top 40% of <$100M peers · Massachusetts median 0.55%
Rank in Massachusetts
#35
of 122 credit unions

How Medford Municipal Employees compares to Massachusetts peers

Net worth ratio
Top 9% of <$100M peers
Medford Municipal
26.1%
Massachusetts median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 40% of <$100M peers
Medford Municipal
0.8%
Massachusetts median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Medford Municipal Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (26.1% capital ratio)
  • Profitable (ROA 0.80%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Medford Municipal Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Medford Municipal Employees insured?

Yes. Medford Municipal Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Medford Municipal Employees: frequently asked questions

Is Medford Municipal Employees a good credit union?

Medford Municipal Employees earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (26.1% capital ratio); Profitable (ROA 0.80%).

Is Medford Municipal Employees NCUA-insured?

Yes. Medford Municipal Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Medford Municipal Employees?

Medford Municipal Employees holds $7 million in total assets, ranking 35th of 122 credit unions we track in Massachusetts. It serves 758 members.

Does Medford Municipal Employees have CFPB complaints?

No CFPB complaints against Medford Municipal Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Lowell Municipal Employees
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Lynn Teachers
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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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