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credit union

Health Alliance

Somerville, MA · Est. 1966
A
Trust Grade
Excellent
Score: 98/100

Health Alliance is a credit union based in Somerville, Massachusetts, established in 1966, with $6 million in total assets serving 1,239 members. By Trust Grade it ranks 14th of 122 credit unions we track in Massachusetts. Its net worth ratio of 15.4% is stronger than 58% of similarly sized credit unions, versus a Massachusetts median of 12%. It was profitable over the most recent period, with a 2.01% return on assets. No consumer complaints against Health Alliance appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$6.1M
<$100M institution
Members
1,239
Shares & deposits
Net worth ratio
15.4%
Top 42% of <$100M peers · Massachusetts median 12%
Return on assets
2.0%
Top 6% of <$100M peers · Massachusetts median 0.55%
Rank in Massachusetts
#14
of 122 credit unions

How Health Alliance compares to Massachusetts peers

Net worth ratio
Top 42% of <$100M peers
Health Alliance
15.4%
Massachusetts median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 6% of <$100M peers
Health Alliance
2.0%
Massachusetts median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Health Alliance

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (15.4% capital ratio)
  • Strongly profitable (ROA 2.01%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Health Alliance over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Health Alliance insured?

Yes. Health Alliance is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Health Alliance: frequently asked questions

Is Health Alliance a good credit union?

Health Alliance earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.4% capital ratio); Strongly profitable (ROA 2.01%).

Is Health Alliance NCUA-insured?

Yes. Health Alliance is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Health Alliance?

Health Alliance holds $6 million in total assets, ranking 14th of 122 credit unions we track in Massachusetts. It serves 1,239 members.

Does Health Alliance have CFPB complaints?

No CFPB complaints against Health Alliance appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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