credit union

University Of Michigan

Ann Arbor, MI · Est. 1954
B
Trust Grade
Strong
Score: 89/100

University Of Michigan is a credit union based in Ann Arbor, Michigan, established in 1954, with $1.4 billion in total assets serving 122,745 members. By Trust Grade it ranks 117th of 170 credit unions we track in Michigan. Its net worth ratio of 10.7% trails most similarly sized credit unions (49th percentile), versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.40% return on assets. No consumer complaints against University Of Michigan appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.4B
$1B–10B institution
Members
122,745
Shares & deposits
—
Net worth ratio
10.7%
Bottom 49% of $1B–10B peers · Michigan median 11.7%
Return on assets
0.4%
Bottom 21% of $1B–10B peers · Michigan median 0.79%
Rank in Michigan
#117
of 170 credit unions

How University Of Michigan compares to Michigan peers

Net worth ratio
Bottom 49% of $1B–10B peers
University Of
10.7%
Michigan median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 21% of $1B–10B peers
University Of
0.4%
Michigan median
0.8%
Higher ROA = more profitable relative to asset base

How we graded University Of Michigan

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Well-capitalized (10.7% capital ratio)
  • Profitable (ROA 0.40%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for University Of Michigan over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at University Of Michigan insured?

Yes. University Of Michigan is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

University Of Michigan: frequently asked questions

Is University Of Michigan a good credit union?

University Of Michigan earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (10.7% capital ratio); Profitable (ROA 0.40%).

Is University Of Michigan NCUA-insured?

Yes. University Of Michigan is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is University Of Michigan?

University Of Michigan holds $1.4 billion in total assets, ranking 117th of 170 credit unions we track in Michigan. It serves 122,745 members.

Does University Of Michigan have CFPB complaints?

No CFPB complaints against University Of Michigan appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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