Skip to main content
credit union

Frankenmuth

Frankenmuth, MI · Est. 1964
A
Trust Grade
Excellent
Score: 91/100

Frankenmuth is a credit union based in Frankenmuth, Michigan, established in 1964, with $1.6 billion in total assets serving 78,016 members. By Trust Grade it ranks 102nd of 170 credit unions we track in Michigan. Its net worth ratio of 10.2% trails most similarly sized credit unions (35th percentile), versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 1.51% return on assets. No consumer complaints against Frankenmuth appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.6B
$1B–10B institution
Members
78,016
Shares & deposits
Net worth ratio
10.2%
Bottom 35% of $1B–10B peers · Michigan median 11.7%
Return on assets
1.5%
Top 7% of $1B–10B peers · Michigan median 0.79%
Rank in Michigan
#102
of 170 credit unions

How Frankenmuth compares to Michigan peers

Net worth ratio
Bottom 35% of $1B–10B peers
Frankenmuth
10.2%
Michigan median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 7% of $1B–10B peers
Frankenmuth
1.5%
Michigan median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Frankenmuth

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Well-capitalized (10.2% capital ratio)
  • Strongly profitable (ROA 1.51%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Frankenmuth over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Frankenmuth insured?

Yes. Frankenmuth is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Frankenmuth: frequently asked questions

Is Frankenmuth a good credit union?

Frankenmuth earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (10.2% capital ratio); Strongly profitable (ROA 1.51%).

Is Frankenmuth NCUA-insured?

Yes. Frankenmuth is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Frankenmuth?

Frankenmuth holds $1.6 billion in total assets, ranking 102nd of 170 credit unions we track in Michigan. It serves 78,016 members.

Does Frankenmuth have CFPB complaints?

No CFPB complaints against Frankenmuth appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Vibe
credit union · Novi, MI · $1.6B assets
Michigan First
credit union · Lathrup Village, MI · $1.5B assets
Financial Plus
credit union · Flint, MI · $1.6B assets
Community Financial
credit union · Plymouth, MI · $1.5B assets
University Of Michigan
credit union · Ann Arbor, MI · $1.4B assets
Credit Union One
credit union · Ferndale, MI · $1.8B assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →