Vibe
Vibe is a credit union based in Novi, Michigan, established in 1953, with $1.6 billion in total assets serving 74,399 members. By Trust Grade it ranks 116th of 170 credit unions we track in Michigan. Its net worth ratio of 10.3% trails most similarly sized credit unions (40th percentile), versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.58% return on assets. No consumer complaints against Vibe appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Vibe compares to Michigan peers
How we graded Vibe
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.3% capital ratio)
- Profitable (ROA 0.58%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Vibe over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Vibe insured?
Yes. Vibe is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Vibe: frequently asked questions
Is Vibe a good credit union?
Vibe earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (10.3% capital ratio); Profitable (ROA 0.58%).
Is Vibe NCUA-insured?
Yes. Vibe is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Vibe?
Vibe holds $1.6 billion in total assets, ranking 116th of 170 credit unions we track in Michigan. It serves 74,399 members.
Does Vibe have CFPB complaints?
No CFPB complaints against Vibe appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
