Financial Plus
Financial Plus is a credit union based in Flint, Michigan, established in 1952, with $1.6 billion in total assets serving 80,867 members. By Trust Grade it ranks 65th of 170 credit unions we track in Michigan. Its net worth ratio of 11.7% is stronger than 66% of similarly sized credit unions, versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.91% return on assets. No consumer complaints against Financial Plus appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Financial Plus compares to Michigan peers
How we graded Financial Plus
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.7% capital ratio)
- Profitable (ROA 0.91%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Financial Plus over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Financial Plus insured?
Yes. Financial Plus is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Financial Plus: frequently asked questions
Is Financial Plus a good credit union?
Financial Plus earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (11.7% capital ratio); Profitable (ROA 0.91%).
Is Financial Plus NCUA-insured?
Yes. Financial Plus is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Financial Plus?
Financial Plus holds $1.6 billion in total assets, ranking 65th of 170 credit unions we track in Michigan. It serves 80,867 members.
Does Financial Plus have CFPB complaints?
No CFPB complaints against Financial Plus appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
