Montcalm Public Employees
Montcalm Public Employees is a credit union based in Edmore, Michigan, established in 1966, with $27 million in total assets serving 1,769 members. By Trust Grade it ranks 25th of 170 credit unions we track in Michigan. Its net worth ratio of 16.4% is stronger than 63% of similarly sized credit unions, versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 1.37% return on assets. No consumer complaints against Montcalm Public Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Montcalm Public Employees compares to Michigan peers
How we graded Montcalm Public Employees
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.4% capital ratio)
- Strongly profitable (ROA 1.37%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Montcalm Public Employees over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Montcalm Public Employees insured?
Yes. Montcalm Public Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Montcalm Public Employees: frequently asked questions
Is Montcalm Public Employees a good credit union?
Montcalm Public Employees earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.4% capital ratio); Strongly profitable (ROA 1.37%).
Is Montcalm Public Employees NCUA-insured?
Yes. Montcalm Public Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Montcalm Public Employees?
Montcalm Public Employees holds $27 million in total assets, ranking 25th of 170 credit unions we track in Michigan. It serves 1,769 members.
Does Montcalm Public Employees have CFPB complaints?
No CFPB complaints against Montcalm Public Employees appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
