Michigan Coastal
Michigan Coastal is a credit union based in Muskegon, Michigan, established in 1958, with $26 million in total assets serving 2,429 members. By Trust Grade it ranks 158th of 170 credit unions we track in Michigan. Its net worth ratio of 8.3% trails most similarly sized credit unions (6th percentile), versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.67% return on assets. No consumer complaints against Michigan Coastal appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Michigan Coastal compares to Michigan peers
How we graded Michigan Coastal
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.3% capital ratio)
- Profitable (ROA 0.67%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Michigan Coastal over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Michigan Coastal insured?
Yes. Michigan Coastal is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Michigan Coastal: frequently asked questions
Is Michigan Coastal a good credit union?
Michigan Coastal earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (8.3% capital ratio); Profitable (ROA 0.67%).
Is Michigan Coastal NCUA-insured?
Yes. Michigan Coastal is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Michigan Coastal?
Michigan Coastal holds $26 million in total assets, ranking 158th of 170 credit unions we track in Michigan. It serves 2,429 members.
Does Michigan Coastal have CFPB complaints?
No CFPB complaints against Michigan Coastal appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
