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credit union

Frankfort Community

Frankfort, MI · Est. 1959
A
Trust Grade
Excellent
Score: 98/100

Frankfort Community is a credit union based in Frankfort, Michigan, established in 1959, with $18 million in total assets serving 2,147 members. By Trust Grade it ranks 13th of 170 credit unions we track in Michigan. Its net worth ratio of 15.1% is stronger than 56% of similarly sized credit unions, versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 2.82% return on assets. No consumer complaints against Frankfort Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$18.0M
<$100M institution
Members
2,147
Shares & deposits
Net worth ratio
15.1%
Top 44% of <$100M peers · Michigan median 11.7%
Return on assets
2.8%
Top 2% of <$100M peers · Michigan median 0.79%
Rank in Michigan
#13
of 170 credit unions

How Frankfort Community compares to Michigan peers

Net worth ratio
Top 44% of <$100M peers
Frankfort Community
15.1%
Michigan median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 2% of <$100M peers
Frankfort Community
2.8%
Michigan median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Frankfort Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (15.1% capital ratio)
  • Strongly profitable (ROA 2.82%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Frankfort Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Frankfort Community insured?

Yes. Frankfort Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Frankfort Community: frequently asked questions

Is Frankfort Community a good credit union?

Frankfort Community earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.1% capital ratio); Strongly profitable (ROA 2.82%).

Is Frankfort Community NCUA-insured?

Yes. Frankfort Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Frankfort Community?

Frankfort Community holds $18 million in total assets, ranking 13th of 170 credit unions we track in Michigan. It serves 2,147 members.

Does Frankfort Community have CFPB complaints?

No CFPB complaints against Frankfort Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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