Embers
Embers is a credit union based in Marquette, Michigan, established in 1953, with $613 million in total assets serving 33,170 members. By Trust Grade it ranks 51st of 170 credit unions we track in Michigan. Its net worth ratio of 11.9% is stronger than 59% of similarly sized credit unions, versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.99% return on assets. No consumer complaints against Embers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Embers compares to Michigan peers
How we graded Embers
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.9% capital ratio)
- Profitable (ROA 0.99%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Embers over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Embers insured?
Yes. Embers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Embers: frequently asked questions
Is Embers a good credit union?
Embers earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (11.9% capital ratio); Profitable (ROA 0.99%).
Is Embers NCUA-insured?
Yes. Embers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Embers?
Embers holds $613 million in total assets, ranking 51st of 170 credit unions we track in Michigan. It serves 33,170 members.
Does Embers have CFPB complaints?
No CFPB complaints against Embers appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
