American 1
American 1 is a credit union based in Jackson, Michigan, established in 1980, with $667 million in total assets serving 67,556 members. By Trust Grade it ranks 88th of 170 credit unions we track in Michigan. Its net worth ratio of 15.3% is stronger than 88% of similarly sized credit unions, versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.33% return on assets. No consumer complaints against American 1 appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How American 1 compares to Michigan peers
How we graded American 1
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.3% capital ratio)
- Profitable (ROA 0.33%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for American 1 over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at American 1 insured?
Yes. American 1 is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
American 1: frequently asked questions
Is American 1 a good credit union?
American 1 earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (15.3% capital ratio); Profitable (ROA 0.33%).
Is American 1 NCUA-insured?
Yes. American 1 is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is American 1?
American 1 holds $667 million in total assets, ranking 88th of 170 credit unions we track in Michigan. It serves 67,556 members.
Does American 1 have CFPB complaints?
No CFPB complaints against American 1 appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
