Skip to main content
credit union

Adventure

Grand Rapids, MI · Est. 1936
B
Trust Grade
Strong
Score: 89/100

Adventure is a credit union based in Grand Rapids, Michigan, established in 1936, with $642 million in total assets serving 43,275 members. By Trust Grade it ranks 114th of 170 credit unions we track in Michigan. Its net worth ratio of 11.4% is stronger than 52% of similarly sized credit unions, versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.13% return on assets. No consumer complaints against Adventure appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$642.0M
$100M–1B institution
Members
43,275
Shares & deposits
Net worth ratio
11.4%
Top 48% of $100M–1B peers · Michigan median 11.7%
Return on assets
0.1%
Bottom 12% of $100M–1B peers · Michigan median 0.79%
Rank in Michigan
#114
of 170 credit unions

How Adventure compares to Michigan peers

Net worth ratio
Top 48% of $100M–1B peers
Adventure
11.4%
Michigan median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 12% of $100M–1B peers
Adventure
0.1%
Michigan median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Adventure

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Strongly capitalized (11.4% capital ratio)
  • Profitable (ROA 0.13%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Adventure over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Adventure insured?

Yes. Adventure is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Adventure: frequently asked questions

Is Adventure a good credit union?

Adventure earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Profitable (ROA 0.13%).

Is Adventure NCUA-insured?

Yes. Adventure is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Adventure?

Adventure holds $642 million in total assets, ranking 114th of 170 credit unions we track in Michigan. It serves 43,275 members.

Does Adventure have CFPB complaints?

No CFPB complaints against Adventure appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Security
credit union · Grand Blanc, MI · $652M assets
Omni Community
credit union · Battle Creek, MI · $653M assets
American 1
credit union · Jackson, MI · $667M assets
Embers
credit union · Marquette, MI · $613M assets
Diversified Members
credit union · Detroit, MI · $595M assets
Sovita
credit union · Flint, MI · $587M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →