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credit union

Omni Community

Battle Creek, MI · Est. 1952
A
Trust Grade
Excellent
Score: 98/100

Omni Community is a credit union based in Battle Creek, Michigan, established in 1952, with $653 million in total assets serving 47,012 members. By Trust Grade it ranks 18th of 170 credit unions we track in Michigan. Its net worth ratio of 16.1% is stronger than 91% of similarly sized credit unions, versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 1.65% return on assets. No consumer complaints against Omni Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$652.6M
$100M–1B institution
Members
47,012
Shares & deposits
Net worth ratio
16.1%
Top 9% of $100M–1B peers · Michigan median 11.7%
Return on assets
1.6%
Top 8% of $100M–1B peers · Michigan median 0.79%
Rank in Michigan
#18
of 170 credit unions

How Omni Community compares to Michigan peers

Net worth ratio
Top 9% of $100M–1B peers
Omni Community
16.1%
Michigan median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 8% of $100M–1B peers
Omni Community
1.6%
Michigan median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Omni Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (16.1% capital ratio)
  • Strongly profitable (ROA 1.65%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Omni Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Omni Community insured?

Yes. Omni Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Omni Community: frequently asked questions

Is Omni Community a good credit union?

Omni Community earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.1% capital ratio); Strongly profitable (ROA 1.65%).

Is Omni Community NCUA-insured?

Yes. Omni Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Omni Community?

Omni Community holds $653 million in total assets, ranking 18th of 170 credit unions we track in Michigan. It serves 47,012 members.

Does Omni Community have CFPB complaints?

No CFPB complaints against Omni Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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