Rock Community
Rock Community is a credit union based in Rock, Michigan, established in 1972, with $9 million in total assets serving 826 members. By Trust Grade it ranks 154th of 170 credit unions we track in Michigan. Its net worth ratio of 8.6% trails most similarly sized credit unions (8th percentile), versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.61% return on assets. No consumer complaints against Rock Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Rock Community compares to Michigan peers
How we graded Rock Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.6% capital ratio)
- Profitable (ROA 0.61%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Rock Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Rock Community insured?
Yes. Rock Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Rock Community: frequently asked questions
Is Rock Community a good credit union?
Rock Community earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (8.6% capital ratio); Profitable (ROA 0.61%).
Is Rock Community NCUA-insured?
Yes. Rock Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Rock Community?
Rock Community holds $9 million in total assets, ranking 154th of 170 credit unions we track in Michigan. It serves 826 members.
Does Rock Community have CFPB complaints?
No CFPB complaints against Rock Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
