Muskegon St Joseph
Muskegon St Joseph is a credit union based in Muskegon, Michigan, established in 1952, with $13 million in total assets serving 1,295 members. By Trust Grade it ranks 149th of 170 credit unions we track in Michigan. Its net worth ratio of 10.3% trails most similarly sized credit unions (20th percentile), versus a Michigan median of 11.7%. It posted a loss over the most recent period (-0.02% return on assets), a point to watch. No consumer complaints against Muskegon St Joseph appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Muskegon St Joseph compares to Michigan peers
How we graded Muskegon St Joseph
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.3% capital ratio)
- Unprofitable over the period (ROA -0.02%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Muskegon St Joseph over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Muskegon St Joseph insured?
Yes. Muskegon St Joseph is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Muskegon St Joseph: frequently asked questions
Is Muskegon St Joseph a good credit union?
Muskegon St Joseph earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (10.3% capital ratio); Unprofitable over the period (ROA -0.02%).
Is Muskegon St Joseph NCUA-insured?
Yes. Muskegon St Joseph is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Muskegon St Joseph?
Muskegon St Joseph holds $13 million in total assets, ranking 149th of 170 credit unions we track in Michigan. It serves 1,295 members.
Does Muskegon St Joseph have CFPB complaints?
No CFPB complaints against Muskegon St Joseph appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
