Westacres
Westacres is a credit union based in West Bloomfield, Michigan, established in 1936, with $7 million in total assets serving 566 members. By Trust Grade it ranks 87th of 170 credit unions we track in Michigan. Its net worth ratio of 13.7% trails most similarly sized credit unions (46th percentile), versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.36% return on assets. No consumer complaints against Westacres appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Westacres compares to Michigan peers
How we graded Westacres
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.7% capital ratio)
- Profitable (ROA 0.36%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Westacres over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Westacres insured?
Yes. Westacres is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Westacres: frequently asked questions
Is Westacres a good credit union?
Westacres earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (13.7% capital ratio); Profitable (ROA 0.36%).
Is Westacres NCUA-insured?
Yes. Westacres is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Westacres?
Westacres holds $7 million in total assets, ranking 87th of 170 credit unions we track in Michigan. It serves 566 members.
Does Westacres have CFPB complaints?
No CFPB complaints against Westacres appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
