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credit union

Wayne-Westland

Westland, MI · Est. 1948
A
Trust Grade
Excellent
Score: 93/100

Wayne-Westland is a credit union based in Westland, Michigan, established in 1948, with $160 million in total assets serving 10,762 members. By Trust Grade it ranks 82nd of 170 credit unions we track in Michigan. Its net worth ratio of 10.7% trails most similarly sized credit unions (42th percentile), versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.94% return on assets. No consumer complaints against Wayne-Westland appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$159.7M
$100M–1B institution
Members
10,762
Shares & deposits
Net worth ratio
10.7%
Bottom 42% of $100M–1B peers · Michigan median 11.7%
Return on assets
0.9%
Top 33% of $100M–1B peers · Michigan median 0.79%
Rank in Michigan
#82
of 170 credit unions

How Wayne-Westland compares to Michigan peers

Net worth ratio
Bottom 42% of $100M–1B peers
Wayne-Westland
10.7%
Michigan median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 33% of $100M–1B peers
Wayne-Westland
0.9%
Michigan median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Wayne-Westland

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Well-capitalized (10.7% capital ratio)
  • Profitable (ROA 0.94%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Wayne-Westland over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Wayne-Westland insured?

Yes. Wayne-Westland is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Wayne-Westland: frequently asked questions

Is Wayne-Westland a good credit union?

Wayne-Westland earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (10.7% capital ratio); Profitable (ROA 0.94%).

Is Wayne-Westland NCUA-insured?

Yes. Wayne-Westland is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Wayne-Westland?

Wayne-Westland holds $160 million in total assets, ranking 82nd of 170 credit unions we track in Michigan. It serves 10,762 members.

Does Wayne-Westland have CFPB complaints?

No CFPB complaints against Wayne-Westland appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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