Best Financial
Best Financial is a credit union based in Muskegon, Michigan, established in 1955, with $156 million in total assets serving 12,930 members. By Trust Grade it ranks 109th of 170 credit unions we track in Michigan. Its net worth ratio of 14.6% is stronger than 85% of similarly sized credit unions, versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.02% return on assets. No consumer complaints against Best Financial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Best Financial compares to Michigan peers
How we graded Best Financial
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.6% capital ratio)
- Profitable (ROA 0.02%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Best Financial over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Best Financial insured?
Yes. Best Financial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Best Financial: frequently asked questions
Is Best Financial a good credit union?
Best Financial earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Strongly capitalized (14.6% capital ratio); Profitable (ROA 0.02%).
Is Best Financial NCUA-insured?
Yes. Best Financial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Best Financial?
Best Financial holds $156 million in total assets, ranking 109th of 170 credit unions we track in Michigan. It serves 12,930 members.
Does Best Financial have CFPB complaints?
No CFPB complaints against Best Financial appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
