United Employees
United Employees is a credit union based in Albert Lea, Minnesota, established in 1932, with $67 million in total assets serving 3,973 members. By Trust Grade it ranks 10th of 81 credit unions we track in Minnesota. Its net worth ratio of 13.6% trails most similarly sized credit unions (46th percentile), versus a Minnesota median of 12.2%. It was profitable over the most recent period, with a 1.61% return on assets. No consumer complaints against United Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How United Employees compares to Minnesota peers
How we graded United Employees
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.6% capital ratio)
- Strongly profitable (ROA 1.61%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for United Employees over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at United Employees insured?
Yes. United Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
United Employees: frequently asked questions
Is United Employees a good credit union?
United Employees earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.6% capital ratio); Strongly profitable (ROA 1.61%).
Is United Employees NCUA-insured?
Yes. United Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is United Employees?
United Employees holds $67 million in total assets, ranking 10th of 81 credit unions we track in Minnesota. It serves 3,973 members.
Does United Employees have CFPB complaints?
No CFPB complaints against United Employees appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
