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credit union

Federated Employees

Owatonna, MN · Est. 1934
A
Trust Grade
Excellent
Score: 96/100

Federated Employees is a credit union based in Owatonna, Minnesota, established in 1934, with $66 million in total assets serving 4,931 members. By Trust Grade it ranks 28th of 81 credit unions we track in Minnesota. Its net worth ratio of 13.0% trails most similarly sized credit unions (41th percentile), versus a Minnesota median of 12.2%. It was profitable over the most recent period, with a 0.71% return on assets. No consumer complaints against Federated Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$66.4M
<$100M institution
Members
4,931
Shares & deposits
Net worth ratio
13.0%
Bottom 41% of <$100M peers · Minnesota median 12.2%
Return on assets
0.7%
Top 44% of <$100M peers · Minnesota median 0.86%
Rank in Minnesota
#28
of 81 credit unions

How Federated Employees compares to Minnesota peers

Net worth ratio
Bottom 41% of <$100M peers
Federated Employees
13.0%
Minnesota median
12.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 44% of <$100M peers
Federated Employees
0.7%
Minnesota median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Federated Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (13.0% capital ratio)
  • Profitable (ROA 0.71%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Federated Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Federated Employees insured?

Yes. Federated Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Federated Employees: frequently asked questions

Is Federated Employees a good credit union?

Federated Employees earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (13.0% capital ratio); Profitable (ROA 0.71%).

Is Federated Employees NCUA-insured?

Yes. Federated Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Federated Employees?

Federated Employees holds $66 million in total assets, ranking 28th of 81 credit unions we track in Minnesota. It serves 4,931 members.

Does Federated Employees have CFPB complaints?

No CFPB complaints against Federated Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Pipefitters-Steamfitters
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North Memorial
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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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