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credit union

Embarrass Vermillion

Aurora, MN · Est. 1941
A
Trust Grade
Excellent
Score: 98/100

Embarrass Vermillion is a credit union based in Aurora, Minnesota, established in 1941, with $66 million in total assets serving 4,836 members. By Trust Grade it ranks 1st of 81 credit unions we track in Minnesota. Its net worth ratio of 14.0% trails most similarly sized credit unions (49th percentile), versus a Minnesota median of 12.2%. It was profitable over the most recent period, with a 2.06% return on assets. No consumer complaints against Embarrass Vermillion appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$66.3M
<$100M institution
Members
4,836
Shares & deposits
Net worth ratio
14.0%
Bottom 49% of <$100M peers · Minnesota median 12.2%
Return on assets
2.1%
Top 6% of <$100M peers · Minnesota median 0.86%
Rank in Minnesota
#1
of 81 credit unions

How Embarrass Vermillion compares to Minnesota peers

Net worth ratio
Bottom 49% of <$100M peers
Embarrass Vermillion
14.0%
Minnesota median
12.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 6% of <$100M peers
Embarrass Vermillion
2.1%
Minnesota median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Embarrass Vermillion

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.0% capital ratio)
  • Strongly profitable (ROA 2.06%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Embarrass Vermillion over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Embarrass Vermillion insured?

Yes. Embarrass Vermillion is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Embarrass Vermillion: frequently asked questions

Is Embarrass Vermillion a good credit union?

Embarrass Vermillion earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.0% capital ratio); Strongly profitable (ROA 2.06%).

Is Embarrass Vermillion NCUA-insured?

Yes. Embarrass Vermillion is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Embarrass Vermillion?

Embarrass Vermillion holds $66 million in total assets, ranking 1st of 81 credit unions we track in Minnesota. It serves 4,836 members.

Does Embarrass Vermillion have CFPB complaints?

No CFPB complaints against Embarrass Vermillion appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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