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credit union

Singing River

Moss Point, MS · Est. 1953
A
Trust Grade
Excellent
Score: 95/100

Singing River is a credit union based in Moss Point, Mississippi, established in 1953, with $402 million in total assets serving 32,756 members. By Trust Grade it ranks 26th of 55 credit unions we track in Mississippi. Its net worth ratio of 11.3% is stronger than 51% of similarly sized credit unions, versus a Mississippi median of 16.4%. It was profitable over the most recent period, with a 1.54% return on assets. No consumer complaints against Singing River appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$402.5M
$100M–1B institution
Members
32,756
Shares & deposits
Net worth ratio
11.3%
Top 49% of $100M–1B peers · Mississippi median 16.4%
Return on assets
1.5%
Top 10% of $100M–1B peers · Mississippi median 0.69%
Rank in Mississippi
#26
of 55 credit unions

How Singing River compares to Mississippi peers

Net worth ratio
Top 49% of $100M–1B peers
Singing River
11.3%
Mississippi median
16.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 10% of $100M–1B peers
Singing River
1.5%
Mississippi median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Singing River

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (11.3% capital ratio)
  • Strongly profitable (ROA 1.54%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Singing River over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Singing River insured?

Yes. Singing River is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Singing River: frequently asked questions

Is Singing River a good credit union?

Singing River earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.3% capital ratio); Strongly profitable (ROA 1.54%).

Is Singing River NCUA-insured?

Yes. Singing River is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Singing River?

Singing River holds $402 million in total assets, ranking 26th of 55 credit unions we track in Mississippi. It serves 32,756 members.

Does Singing River have CFPB complaints?

No CFPB complaints against Singing River appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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