Mutual
Mutual is a credit union based in Vicksburg, Mississippi, established in 1931, with $517 million in total assets serving 42,421 members. By Trust Grade it ranks 16th of 55 credit unions we track in Mississippi. Its net worth ratio of 13.8% is stronger than 78% of similarly sized credit unions, versus a Mississippi median of 16.4%. It was profitable over the most recent period, with a 1.48% return on assets. No consumer complaints against Mutual appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Mutual compares to Mississippi peers
How we graded Mutual
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.8% capital ratio)
- Strongly profitable (ROA 1.48%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Mutual over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Mutual insured?
Yes. Mutual is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Mutual: frequently asked questions
Is Mutual a good credit union?
Mutual earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.8% capital ratio); Strongly profitable (ROA 1.48%).
Is Mutual NCUA-insured?
Yes. Mutual is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Mutual?
Mutual holds $517 million in total assets, ranking 16th of 55 credit unions we track in Mississippi. It serves 42,421 members.
Does Mutual have CFPB complaints?
No CFPB complaints against Mutual appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
