One South
One South is a credit union based in Natchez, Mississippi, established in 1953, with $17 million in total assets serving 2,812 members. By Trust Grade it ranks 36th of 55 credit unions we track in Mississippi. Its net worth ratio of 20.6% is stronger than 80% of similarly sized credit unions, versus a Mississippi median of 16.4%. It was profitable over the most recent period, with a 0.38% return on assets. No consumer complaints against One South appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How One South compares to Mississippi peers
How we graded One South
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (20.6% capital ratio)
- Profitable (ROA 0.38%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for One South over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at One South insured?
Yes. One South is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
One South: frequently asked questions
Is One South a good credit union?
One South earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (20.6% capital ratio); Profitable (ROA 0.38%).
Is One South NCUA-insured?
Yes. One South is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is One South?
One South holds $17 million in total assets, ranking 36th of 55 credit unions we track in Mississippi. It serves 2,812 members.
Does One South have CFPB complaints?
No CFPB complaints against One South appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
