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credit union

Columbia

Columbia, MO · Est. 1935
A
Trust Grade
Excellent
Score: 90/100

Columbia is a credit union based in Columbia, Missouri, established in 1935, with $34 million in total assets serving 2,126 members. By Trust Grade it ranks 49th of 89 credit unions we track in Missouri. Its net worth ratio of 9.8% trails most similarly sized credit unions (15th percentile), versus a Missouri median of 11.4%. It was profitable over the most recent period, with a 1.18% return on assets. No consumer complaints against Columbia appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$33.8M
<$100M institution
Members
2,126
Shares & deposits
Net worth ratio
9.8%
Bottom 15% of <$100M peers · Missouri median 11.4%
Return on assets
1.2%
Top 24% of <$100M peers · Missouri median 0.65%
Rank in Missouri
#49
of 89 credit unions

How Columbia compares to Missouri peers

Net worth ratio
Bottom 15% of <$100M peers
Columbia
9.8%
Missouri median
11.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 24% of <$100M peers
Columbia
1.2%
Missouri median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Columbia

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Well-capitalized (9.8% capital ratio)
  • Strongly profitable (ROA 1.18%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Columbia over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Columbia insured?

Yes. Columbia is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Columbia: frequently asked questions

Is Columbia a good credit union?

Columbia earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (9.8% capital ratio); Strongly profitable (ROA 1.18%).

Is Columbia NCUA-insured?

Yes. Columbia is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Columbia?

Columbia holds $34 million in total assets, ranking 49th of 89 credit unions we track in Missouri. It serves 2,126 members.

Does Columbia have CFPB complaints?

No CFPB complaints against Columbia appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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