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credit union

Health Care Family

Saint Louis, MO · Est. 1969
A
Trust Grade
Excellent
Score: 95/100

Health Care Family is a credit union based in Saint Louis, Missouri, established in 1969, with $75 million in total assets serving 5,068 members. By Trust Grade it ranks 28th of 89 credit unions we track in Missouri. Its net worth ratio of 15.7% is stronger than 59% of similarly sized credit unions, versus a Missouri median of 11.4%. It was profitable over the most recent period, with a 0.63% return on assets. No consumer complaints against Health Care Family appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$75.0M
<$100M institution
Members
5,068
Shares & deposits
Net worth ratio
15.7%
Top 41% of <$100M peers · Missouri median 11.4%
Return on assets
0.6%
Top 49% of <$100M peers · Missouri median 0.65%
Rank in Missouri
#28
of 89 credit unions

How Health Care Family compares to Missouri peers

Net worth ratio
Top 41% of <$100M peers
Health Care
15.7%
Missouri median
11.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 49% of <$100M peers
Health Care
0.6%
Missouri median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Health Care Family

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (15.7% capital ratio)
  • Profitable (ROA 0.63%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Health Care Family over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Health Care Family insured?

Yes. Health Care Family is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Health Care Family: frequently asked questions

Is Health Care Family a good credit union?

Health Care Family earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (15.7% capital ratio); Profitable (ROA 0.63%).

Is Health Care Family NCUA-insured?

Yes. Health Care Family is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Health Care Family?

Health Care Family holds $75 million in total assets, ranking 28th of 89 credit unions we track in Missouri. It serves 5,068 members.

Does Health Care Family have CFPB complaints?

No CFPB complaints against Health Care Family appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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