United Consumers
United Consumers is a credit union based in Independence, Missouri, established in 1941, with $216 million in total assets serving 16,726 members. By Trust Grade it ranks 16th of 89 credit unions we track in Missouri. Its net worth ratio of 11.8% is stronger than 57% of similarly sized credit unions, versus a Missouri median of 11.4%. It was profitable over the most recent period, with a 1.21% return on assets. No consumer complaints against United Consumers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How United Consumers compares to Missouri peers
How we graded United Consumers
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.8% capital ratio)
- Strongly profitable (ROA 1.21%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for United Consumers over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at United Consumers insured?
Yes. United Consumers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
United Consumers: frequently asked questions
Is United Consumers a good credit union?
United Consumers earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (11.8% capital ratio); Strongly profitable (ROA 1.21%).
Is United Consumers NCUA-insured?
Yes. United Consumers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is United Consumers?
United Consumers holds $216 million in total assets, ranking 16th of 89 credit unions we track in Missouri. It serves 16,726 members.
Does United Consumers have CFPB complaints?
No CFPB complaints against United Consumers appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
