K.C. Area
K.C. Area is a credit union based in Kansas City, Missouri, established in 1946, with $11 million in total assets serving 1,937 members. By Trust Grade it ranks 40th of 89 credit unions we track in Missouri. Its net worth ratio of 17.1% is stronger than 67% of similarly sized credit unions, versus a Missouri median of 11.4%. It was profitable over the most recent period, with a 0.41% return on assets. No consumer complaints against K.C. Area appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How K.C. Area compares to Missouri peers
How we graded K.C. Area
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (17.1% capital ratio)
- Profitable (ROA 0.41%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for K.C. Area over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at K.C. Area insured?
Yes. K.C. Area is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
K.C. Area: frequently asked questions
Is K.C. Area a good credit union?
K.C. Area earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (17.1% capital ratio); Profitable (ROA 0.41%).
Is K.C. Area NCUA-insured?
Yes. K.C. Area is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is K.C. Area?
K.C. Area holds $11 million in total assets, ranking 40th of 89 credit unions we track in Missouri. It serves 1,937 members.
Does K.C. Area have CFPB complaints?
No CFPB complaints against K.C. Area appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
