South Central Missouri
South Central Missouri is a credit union based in Willow Springs, Missouri, established in 1954, with $9 million in total assets serving 1,929 members. By Trust Grade it ranks 51st of 89 credit unions we track in Missouri. Its net worth ratio of 15.7% is stronger than 59% of similarly sized credit unions, versus a Missouri median of 11.4%. It was profitable over the most recent period, with a 0.03% return on assets. No consumer complaints against South Central Missouri appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How South Central Missouri compares to Missouri peers
How we graded South Central Missouri
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.7% capital ratio)
- Profitable (ROA 0.03%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for South Central Missouri over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at South Central Missouri insured?
Yes. South Central Missouri is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
South Central Missouri: frequently asked questions
Is South Central Missouri a good credit union?
South Central Missouri earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Strongly capitalized (15.7% capital ratio); Profitable (ROA 0.03%).
Is South Central Missouri NCUA-insured?
Yes. South Central Missouri is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is South Central Missouri?
South Central Missouri holds $9 million in total assets, ranking 51st of 89 credit unions we track in Missouri. It serves 1,929 members.
Does South Central Missouri have CFPB complaints?
No CFPB complaints against South Central Missouri appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
