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credit union

African Diaspora

Saint Ann, MO · Est. 2025
34/ 100
Trust Grade
Below average
34 out of 100

African Diaspora is a credit union based in Saint Ann, Missouri, established in 2025, with $326 thousand in total assets serving 522 members. By Trust Grade it ranks 87th of 89 credit unions we track in Missouri. Its net worth ratio of 3.9% trails most similarly sized credit unions (0th percentile), versus a Missouri median of 11.4%. It posted a loss over the most recent period (-0.41% return on assets), a point to watch. No consumer complaints against African Diaspora appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$326K
<$100M institution
Members
522
Shares & deposits
Net worth ratio
3.9%
Bottom 0% of <$100M peers · Missouri median 11.4%
Return on assets
-0.4%
Bottom 14% of <$100M peers · Missouri median 0.65%
Rank in Missouri
#87
of 89 credit unions

How African Diaspora compares to Missouri peers

Net worth ratio
Bottom 0% of <$100M peers
African Diaspora
3.9%
Missouri median
11.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 14% of <$100M peers
African Diaspora
-0.4%
Missouri median
0.7%
Higher ROA = more profitable relative to asset base

How we graded African Diaspora

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
34/100
Customer experience
n/a
Overall
34/100
  • Below the well-capitalized threshold (3.9%)
  • Unprofitable over the period (ROA -0.41%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for African Diaspora over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at African Diaspora insured?

Yes. African Diaspora is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

African Diaspora: frequently asked questions

Is African Diaspora a good credit union?

African Diaspora earns a Bankzia Trust Grade of F (34/100, "Below average"), based on a financial-strength score of 34/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (3.9%); Unprofitable over the period (ROA -0.41%).

Is African Diaspora NCUA-insured?

Yes. African Diaspora is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is African Diaspora?

African Diaspora holds $0 million in total assets, ranking 87th of 89 credit unions we track in Missouri. It serves 522 members.

Does African Diaspora have CFPB complaints?

No CFPB complaints against African Diaspora appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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