Vantage
Vantage is a credit union based in Saint Charles, Missouri, established in 1957, with $1.1 billion in total assets serving 68,069 members. By Trust Grade it ranks 79th of 89 credit unions we track in Missouri. Its net worth ratio of 7.9% trails most similarly sized credit unions (2th percentile), versus a Missouri median of 11.4%. It posted a loss over the most recent period (-0.01% return on assets), a point to watch. No consumer complaints against Vantage appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Vantage compares to Missouri peers
How we graded Vantage
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.9% capital ratio)
- Unprofitable over the period (ROA -0.01%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Vantage over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Vantage insured?
Yes. Vantage is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Vantage: frequently asked questions
Is Vantage a good credit union?
Vantage earns a Bankzia Trust Grade of C (76/100, "Average"), based on a financial-strength score of 76/100 (it has no CFPB complaints on record). Well-capitalized (7.9% capital ratio); Unprofitable over the period (ROA -0.01%).
Is Vantage NCUA-insured?
Yes. Vantage is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Vantage?
Vantage holds $1.1 billion in total assets, ranking 79th of 89 credit unions we track in Missouri. It serves 68,069 members.
Does Vantage have CFPB complaints?
No CFPB complaints against Vantage appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
