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credit union

Neighbors

Saint Louis, MO · Est. 1928
A
Trust Grade
Excellent
Score: 95/100

Neighbors is a credit union based in Saint Louis, Missouri, established in 1928, with $572 million in total assets serving 47,638 members. By Trust Grade it ranks 27th of 89 credit unions we track in Missouri. Its net worth ratio of 12.4% is stronger than 65% of similarly sized credit unions, versus a Missouri median of 11.4%. It was profitable over the most recent period, with a 0.69% return on assets. No consumer complaints against Neighbors appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$571.9M
$100M–1B institution
Members
47,638
Shares & deposits
Net worth ratio
12.4%
Top 35% of $100M–1B peers · Missouri median 11.4%
Return on assets
0.7%
Top 49% of $100M–1B peers · Missouri median 0.65%
Rank in Missouri
#27
of 89 credit unions

How Neighbors compares to Missouri peers

Net worth ratio
Top 35% of $100M–1B peers
Neighbors
12.4%
Missouri median
11.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 49% of $100M–1B peers
Neighbors
0.7%
Missouri median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Neighbors

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (12.4% capital ratio)
  • Profitable (ROA 0.69%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Neighbors over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Neighbors insured?

Yes. Neighbors is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Neighbors: frequently asked questions

Is Neighbors a good credit union?

Neighbors earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (12.4% capital ratio); Profitable (ROA 0.69%).

Is Neighbors NCUA-insured?

Yes. Neighbors is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Neighbors?

Neighbors holds $572 million in total assets, ranking 27th of 89 credit unions we track in Missouri. It serves 47,638 members.

Does Neighbors have CFPB complaints?

No CFPB complaints against Neighbors appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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