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credit union

St. Louis Community

Saint Louis, MO · Est. 1942
A
Trust Grade
Excellent
Score: 94/100

St. Louis Community is a credit union based in Saint Louis, Missouri, established in 1942, with $443 million in total assets serving 50,924 members. By Trust Grade it ranks 34th of 89 credit unions we track in Missouri. Its net worth ratio of 15.1% is stronger than 87% of similarly sized credit unions, versus a Missouri median of 11.4%. It was profitable over the most recent period, with a 0.48% return on assets. No consumer complaints against St. Louis Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$442.9M
$100M–1B institution
Members
50,924
Shares & deposits
Net worth ratio
15.1%
Top 13% of $100M–1B peers · Missouri median 11.4%
Return on assets
0.5%
Bottom 36% of $100M–1B peers · Missouri median 0.65%
Rank in Missouri
#34
of 89 credit unions

How St. Louis Community compares to Missouri peers

Net worth ratio
Top 13% of $100M–1B peers
St. Louis
15.1%
Missouri median
11.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 36% of $100M–1B peers
St. Louis
0.5%
Missouri median
0.7%
Higher ROA = more profitable relative to asset base

How we graded St. Louis Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (15.1% capital ratio)
  • Profitable (ROA 0.48%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for St. Louis Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at St. Louis Community insured?

Yes. St. Louis Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

St. Louis Community: frequently asked questions

Is St. Louis Community a good credit union?

St. Louis Community earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (15.1% capital ratio); Profitable (ROA 0.48%).

Is St. Louis Community NCUA-insured?

Yes. St. Louis Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is St. Louis Community?

St. Louis Community holds $443 million in total assets, ranking 34th of 89 credit unions we track in Missouri. It serves 50,924 members.

Does St. Louis Community have CFPB complaints?

No CFPB complaints against St. Louis Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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