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credit union

Alliance

Fenton, MO · Est. 1948
95/ 100
Trust Grade
Excellent
95 out of 100

Alliance is a credit union based in Fenton, Missouri, established in 1948, with $422 million in total assets serving 20,852 members. By Trust Grade it ranks 29th of 89 credit unions we track in Missouri. Its net worth ratio of 11.8% is stronger than 58% of similarly sized credit unions, versus a Missouri median of 11.4%. It was profitable over the most recent period, with a 0.65% return on assets. No consumer complaints against Alliance appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$422.0M
$100M–1B institution
Members
20,852
Shares & deposits
Net worth ratio
11.8%
Top 42% of $100M–1B peers · Missouri median 11.4%
Return on assets
0.7%
Bottom 48% of $100M–1B peers · Missouri median 0.65%
Rank in Missouri
#29
of 89 credit unions

How Alliance compares to Missouri peers

Net worth ratio
Top 42% of $100M–1B peers
Alliance
11.8%
Missouri median
11.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 48% of $100M–1B peers
Alliance
0.7%
Missouri median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Alliance

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
95/100
  • Strongly capitalized (11.8% capital ratio)
  • Profitable (ROA 0.65%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Alliance over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Alliance insured?

Yes. Alliance is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Alliance: frequently asked questions

Is Alliance a good credit union?

Alliance earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.8% capital ratio); Profitable (ROA 0.65%).

Is Alliance NCUA-insured?

Yes. Alliance is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Alliance?

Alliance holds $422 million in total assets, ranking 29th of 89 credit unions we track in Missouri. It serves 20,852 members.

Does Alliance have CFPB complaints?

No CFPB complaints against Alliance appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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