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credit union

Alltru

Wentzville, MO · Est. 1968
C
Trust Grade
Average
Score: 79/100

Alltru is a credit union based in Wentzville, Missouri, established in 1968, with $403 million in total assets serving 40,441 members. By Trust Grade it ranks 75th of 89 credit unions we track in Missouri. Its net worth ratio of 9.2% trails most similarly sized credit unions (18th percentile), versus a Missouri median of 11.4%. It posted a loss over the most recent period (-0.15% return on assets), a point to watch. No consumer complaints against Alltru appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$403.1M
$100M–1B institution
Members
40,441
Shares & deposits
Net worth ratio
9.2%
Bottom 18% of $100M–1B peers · Missouri median 11.4%
Return on assets
-0.1%
Bottom 5% of $100M–1B peers · Missouri median 0.65%
Rank in Missouri
#75
of 89 credit unions

How Alltru compares to Missouri peers

Net worth ratio
Bottom 18% of $100M–1B peers
Alltru
9.2%
Missouri median
11.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 5% of $100M–1B peers
Alltru
-0.1%
Missouri median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Alltru

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
79/100
Customer experience
n/a
Overall
C · 79
  • Well-capitalized (9.2% capital ratio)
  • Unprofitable over the period (ROA -0.15%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Alltru over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Alltru insured?

Yes. Alltru is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Alltru: frequently asked questions

Is Alltru a good credit union?

Alltru earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Well-capitalized (9.2% capital ratio); Unprofitable over the period (ROA -0.15%).

Is Alltru NCUA-insured?

Yes. Alltru is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Alltru?

Alltru holds $403 million in total assets, ranking 75th of 89 credit unions we track in Missouri. It serves 40,441 members.

Does Alltru have CFPB complaints?

No CFPB complaints against Alltru appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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