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credit union

Arsenal

Arnold, MO · Est. 1948
81/ 100
Trust Grade
Strong
81 out of 100

Arsenal is a credit union based in Arnold, Missouri, established in 1948, with $395 million in total assets serving 29,837 members. By Trust Grade it ranks 71st of 89 credit unions we track in Missouri. Its net worth ratio of 8.5% trails most similarly sized credit unions (9th percentile), versus a Missouri median of 11.4%. It was profitable over the most recent period, with a 0.45% return on assets. No consumer complaints against Arsenal appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$395.1M
$100M–1B institution
Members
29,837
Shares & deposits
Net worth ratio
8.5%
Bottom 9% of $100M–1B peers · Missouri median 11.4%
Return on assets
0.4%
Bottom 33% of $100M–1B peers · Missouri median 0.65%
Rank in Missouri
#71
of 89 credit unions

How Arsenal compares to Missouri peers

Net worth ratio
Bottom 9% of $100M–1B peers
Arsenal
8.5%
Missouri median
11.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 33% of $100M–1B peers
Arsenal
0.4%
Missouri median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Arsenal

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
81/100
Customer experience
n/a
Overall
81/100
  • Well-capitalized (8.5% capital ratio)
  • Profitable (ROA 0.45%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Arsenal over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Arsenal insured?

Yes. Arsenal is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Arsenal: frequently asked questions

Is Arsenal a good credit union?

Arsenal earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Profitable (ROA 0.45%).

Is Arsenal NCUA-insured?

Yes. Arsenal is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Arsenal?

Arsenal holds $395 million in total assets, ranking 71st of 89 credit unions we track in Missouri. It serves 29,837 members.

Does Arsenal have CFPB complaints?

No CFPB complaints against Arsenal appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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