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credit union

Together

Saint Louis, MO · Est. 1939
83/ 100
Trust Grade
Strong
83 out of 100

Together is a credit union based in Saint Louis, Missouri, established in 1939, with $2.7 billion in total assets serving 147,485 members. By Trust Grade it ranks 67th of 89 credit unions we track in Missouri. Its net worth ratio of 9.4% trails most similarly sized credit unions (19th percentile), versus a Missouri median of 11.4%. It was profitable over the most recent period, with a 0.28% return on assets. No consumer complaints against Together appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.7B
$1B–10B institution
Members
147,485
Shares & deposits
Net worth ratio
9.4%
Bottom 19% of $1B–10B peers · Missouri median 11.4%
Return on assets
0.3%
Bottom 14% of $1B–10B peers · Missouri median 0.65%
Rank in Missouri
#67
of 89 credit unions

How Together compares to Missouri peers

Net worth ratio
Bottom 19% of $1B–10B peers
Together
9.4%
Missouri median
11.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 14% of $1B–10B peers
Together
0.3%
Missouri median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Together

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
83/100
Customer experience
n/a
Overall
83/100
  • Well-capitalized (9.4% capital ratio)
  • Profitable (ROA 0.28%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Together over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Together insured?

Yes. Together is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Together: frequently asked questions

Is Together a good credit union?

Together earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (9.4% capital ratio); Profitable (ROA 0.28%).

Is Together NCUA-insured?

Yes. Together is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Together?

Together holds $2.7 billion in total assets, ranking 67th of 89 credit unions we track in Missouri. It serves 147,485 members.

Does Together have CFPB complaints?

No CFPB complaints against Together appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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